Iowa Personal Injury Attorney Charles City Iowa Animal Bites Floyd County Lawyer

Practice Areas

Real Estate

Putnam Law Office
801 Commerce Dr.
Decorah, Iowa 52101
Tel: (563) 382-2984
Fax: (563) 382-8810
E-mail: info@putlaw.com Blog:http://blog.putlaw.com

Decorah, Iowa Attorney practicing in Iowa primarily in Personal Injury, Family Law, Auto/Car Accidents, Estate Planning/Probate, and Real Estate. Attorneys at Putnam Law Office are dedicated to serving their clients in Iowa, including the cities of Decorah, West Union, Waukon, Cresco, Elkader, New Hampton, Dubuque, Waterloo, Mason City, Waverly, Independence, Charles City, Iowa City, Cedar Rapids, Osage, Davenport, Garner, Eldora, & Clinton, and the communities that make up Winneshiek, Fayette, Allamakee, Howard, Clayton, Chickasaw, Dubuque, Black Hawk, Cerro Gordo, Bremer, Buchanan, Floyd, Johnson, Linn, Mitchell, Scott, Hancock, Hardin, and Clinton counties.


I.	General Information about Personal Injury
II.	What to do in case of injury or accident
III.	Injuries Due to Motor Vehicles
A.	Description
B.	Avoiding an Accident
C.	Fault
D.	Uninsured or Underinsured Motorists
E.	No-Fault Insurance
IV.	Injuries due to Products
A.	Personal Injuries from Dangerous or Defective Products
B.	The Plaintiff's Burden in a Dangerous or Defective Personal Injury Case
V.	Injuries due to Slips/Falls
A.	Description
B.	Liability Principles
C.	Personal Injury Cases
VI.	Animal Attacks
A.	Personal Injuries
B.	Burden of Proof
C.	Determining Fault
VII.	What is a claim Worth?
VIII.	Why Hire a Personal Injury Lawyer-How Do I Choose the Best One for Me?
IX.	Other Frequently Asked Questions

Contact an Iowa Personal Injury lawyer representing clients in Charles City, Iowa today to schedule your free initial consultation.

Fault

An experienced Personal Injury attorney knows the law in your state and reviews all the factors in your case, such as the police reports, and talks to the witnesses. Finding who is negligent in a traffic accident is crucial. You may believe you know exactly who or what was negligent, yet may not know which law has been violated. When going into litigation, judges review several factors in determining the requirements that place negligence. All of these factors are known by Personal Injury attorneys, and they understand the importance of little details and will represent you well.

Uninsured or Underinsured Motorists

Although states require insurance on any automobile, many drivers cannot afford adequate insurance or let their insurance lapse and do not carry any insurance at all. Most states now require every driver to have insurance and to have liability insurance in case of an accident. Much too often, the required insurance is insufficient for most accidents when injuries occur. You may have insurance that has “Uninsured/Underinsured Motorist” coverage that will pay for bodily injury if the responsible party does not have the proper insurance to cover all of your damages or injuries. Contacting a competent Personal Injury lawyer as quickly as possible to ensure you are protected t is essential, particularly in the case of uninsured or underinsured motorists.

Hit and run accidents are also usually covered by your uninsured/underinsured motorist coverage. In this case, your damages and expenses should be covered by your insurance company. DO NOT SETTLE with the other driver’s insurance company until you know every detail about what your damages and injuries will cost and review these with your own Personal Injury lawyer. Your underinsured motorist coverage may not provide compensation to pay for the amounts over and above the other driver’s insurance if you have settled with them. This is another important reason to contact and review everything with your own Personal Injury lawyer. Also remember that your insurance company will request a credit if you are paid over and above the reported benefits from the other driver’s insurance. This includes any stackable uninsured/underinsured insurance allowed by some states. The combination of insurance coverage from several policies or insurance coverage for several vehicles listed on one policy may apply.

No-Fault Insurance

Most do not have to learn or understand what No-Fault Insurance is all about. If you live or are traveling in the states of Florida, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, Pennsylvania, you may be under a No-Fault Insurance Law. Some states, such as Colorado, repealed their No-Fault Insurance law and Florida’s law ends in 2006. Since the laws of the state in which the accident occurred determine which driver is responsible for which damages, this is another reason to contact a Personal Injury lawyer as soon as possible to ensure your rights are protected.

There are several types of No-Fault Insurance Laws. In some states, neither driver is considered at fault and each one generally submits claims to their own insurance. Other places, such as Canada, have limits on the ability to file suit for damages. If your damages are above a certain amount, you may file suit. In the United States, there is not a pure no-fault insurance where no one is to blame for any accident. At least two states, Pennsylvania and New Jersey, have “Choice No-Fault Insurance.” If you are in an accident with someone who has this type of insurance in that state and they have this insurance, you can not file suit against them and they can not file suite against you. Due to the variety of specific sections of the various laws, deciphering these laws may be complicated. Competent Personal Injury lawyers know these laws and are more qualified to assist you in the recovery of your losses.

DISCLAIMER: The information you obtain at our firm web site is not, nor is it intended to be, legal advice. It is recommended that you consult an attorney for individual advice regarding your own situation.

If you would like to schedule a free initial consultation, contact an Iowa Personal Injury attorney, representing clients in Charles City, Iowa at the Putnam Law Office. Give us a call at (563) 382-2984 or email us at info@putlaw.com.

The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements, certification, specialization, or self-proclaimed expertise. A description or indication of limitation of practice does not mean that any agency or board has certified such lawyers as specialist or expert in an indicated field of law practice nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. These disclosures are required by the Supreme Court of Iowa. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.