I. General Information about Motor Vehicle Accidents
II. What to do if You are in an Accident
A. Immediately After the Accident
B. When the Police Get to the Accident
C. Soon After the Accident
D. Later
III. Theories of Liability
A. Negligence
B. Recklessness
C. Third Parties
D. General Conclusion
IV. Injuries and Compensation
A. Damages
B. Damages for Family Members
C. Insurance
D. Amount of Compensation
E. Injuries and Compensation Conclusion
V. Insurance Claims Tips
VI. Uninsured or Underinsured Drivers
A. Uninsured Drivers
B. Underinsured Drivers
C. Collecting Damages
D. Uninsured or Underinsured Drivers Conclusion
VII. No-Fault Insurance
A. A No-Fault Insurance System
B. Choice No-Fault
C. A No-Fault Insurance Policy
D. No-Fault Insurance Conclusion
VIII. Frequently Asked Questions

Contact an Iowa Motor Vehicle Accident lawyer representing clients in Garner, Iowa today to schedule your free initial consultation.

Collecting Damages

To be compensated under uninsured or underinsured motorist insurance, the injured party has to prove that (1) he or she endured significant injuries and (2) the other driver was responsible for the accident. If the accident was with an underinsured driver, the injured party must also collect the maximum amount allowed under the other driver’s insurance policy before the injured party can collect the rest of the injury compensation from his or her own insurance company.

Uninsured or Underinsured Drivers Conclusion

If you are injured in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance, uninsured or underinsured motorists insurance may cover your injuries. Contact an experienced personal injury lawyer if you have been in an accident and do not settle with the other driver’s insurance company. Some insurance companies are not required to pay under your underinsured motorist insurance policy if you have already settled with the other driver’s insurance company. Your lawyer can provide you with all of the information and assistance you need to get the maximum amount of compensation for your injuries.

 

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If you would like to schedule a free initial consultation, contact an Iowa Motor Vehicle Accident attorney, representing clients in Garner, Iowa at the Putnam Law Office. Give us a call at (888) 277-2024 or email us at info@putlaw.com.

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